Which of the following Ombudsman schemes were integrated into the Integrated Ombudsman Scheme, 2021?
1
Banking Ombudsman Scheme, 2006
2
Ombudsman Scheme for Non-Banking Financial Companies, 2018
3
Ombudsman Scheme for Digital Transactions, 2019
4
Both (1) and (2)
5
(1), (2) and (3)