The Union Budget 2025 announced an increase in the FDI sectoral cap for the insurance sector from 74% to 100%. Which condition applies to companies seeking this enhanced limit?

1
 Invest the entire premium in India
2
Maintain a minimum solvency ratio as per IRDAI
3
 Allocate profits to rural and social sector obligations
4
Have a majority of board members as Indian residents
5
Ensure at least 50% of policies are issued to Indian citizens

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