Consider the following statements regarding the insurance cover provided to depositors by Deposit Insurance and Credit Guarantee Corporation (DICGC)

a. All commercial banks and urban cooperative banks have to register with DICGC for providing insurance to depositors

b. RBI incurs the insurance premium burden

c. Government incurs the insurance premium burden

d. DICGC provides insurance only in case the bank has gone bankrupt

Select the correct answer using the code given below:

1
a only
2
a & b only
3
c only
4
a & d only
5
a, b & d only

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