What is the new rule implemented by the National Payments Corporation of India (NPCI) for UPI transactions, effective from February 1, 2025?

1
All UPI IDs must be generated using only special characters (@, #, $, %, etc.
2
All UPI transaction IDs must contain only alphanumeric characters
3
UPI transactions must be made using QR codes only
4
UPI transactions will require multi-factor authentication
5
UPI transaction IDs will now require email addresses

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