Which of the following statement(s) regarding the new norms for provisioning for standard assets by large Non-Banking Financial Companies (NBFCs) is/are correct?
(i) As per the scale-based regulation for NBFCs, the four layers are base layer, middle layer, upper layer, and top layer.
(ii) In case of individual housing loans and loans to SMEs, the rate of provision has been specified at 0.25% and for housing loans extended at teaser rates it has been fixed at 2%.
(iii) For Commercial Real Estate, Residential Housing (CRE - RH) sector, the rate of provision is 0.75%.1
Only (i)
2
Only (ii)
3
Only (iii)
4
Both (i) and (iii)
5
All of the above