A seller offers a discount of 12% if the total sale price of different products purchased by a single customer is below ₹3,000, and discount of 15% if the total sale value of all the products exceeds ₹3,000. A shirt costing ₹900 was sold to Anand after earning a margin of 9% and also a jacket costing ₹1,900 was sold to him after a margin of 6%. How much does Anand have to pay (in ₹) for the final settlement of the bill?