With reference to rural financial inclusion trends in India based on NABARD’s All India Rural Financial Inclusion Survey, consider the following statements:

1. Agricultural households have a lower savings rate compared to non-agricultural households.

2. Access to insurance has steadily increased among rural households over the past five years.

3. Kisan Credit Cards (KCCs) are primarily issued to urban households for supporting micro-entrepreneurship.

Which of the statements given above is/are correct?

1
1 and 2 only
2
2 only
3
2 and 3 only
4
1, 2, and 3

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