Directions: The following question presents a scenario and then lists assertions that might or might not be potential causes for the scenario. Choose the response that most accurately explains the cause of the given circumstance in the question.

Financial influencers are becoming more and more prevalent these days, with content creators fulfilling the seemingly never-ending need for information on investing, saving, and spending. These influencers have been incredibly famous over the last several years, with many gaining millions of followers.

I. By sharing their personal stories, the financial influencers build viewers' confidence and trustworthiness.

II. The current generation is turning to the internet and social media to make sure they can weather the current climate and make wise financial decisions, given the dearth of financial education in schools.

III. Financial influencers create content that appeals to and is easily understood by younger audiences. They do this by simplifying complicated ideas using easy-to-understand terminologies and examples.