Agriculture is a      (89)     sector of our economy and credit plays an important role, in increasing agriculture production. Availability and access to adequate, timely and low cost credit from institutional sources is of great     (90)      especially to small and marginal farmers. Along with other inputs, credits essential for establishing sustainable and       (91)       farming systems. Most farmers are small produce engaged in agricultural activities in areas of widely         (92)        potential. Experience has shown that of access to financial services at affordable cost      (93)       affects productivity, asset formation and income and food security of the rural poor.