With reference to the gold bond scheme, which of the following statements is incorrect?

1
These are issued by the State bank of India on behalf of the Government of India.
2
The gold bonds come with a maturity period of eight years, with an option to exit the investment after the first five years.
3
The bonds are restricted for sale to resident individuals, Hindu Undivided Families (HUFs), trusts, universities, and charitable institutions.
4
The scheme has a fixed rate of 2.5 per cent per year that is paid semi-annually. 
5
Under the Government Securities (GS) Act of 2006, Gold Bonds are issued as Government of India Stock.

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