A sum of Rs. 12,000 amounts to Rs. 15,972 at a certain rate percent per annum in \(1\frac{1}{2}\) years, when the interest is compounded half-yearly, What will be the amount of the same sum in same time and with the same rate, if interest is compounded annually? 

1
Rs. 15,840
2
Rs. 15,420
3
Rs. 15,950
4
Rs. 14,520

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