Tom saves 20% of his monthly income. If his income increases by 8% and his savings decrease by 40%, what will be the new percentage of income that he saves, and what percentage of income does he spend after the change?

1
33.33%, 44.44%
2
11.11%, 88.88%
3
16.67%, 33.34%
4
37.5%, 31.25%
5
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