All the following are the advantages of the mutual insurance method adopted by the trade unions, except:

1
under this method, members donate more if they need more benefits. This helps in improving the financial condition of the union and enhances its bargaining power when the need arises
2
it attracts the people to join the union with its varied welfare activities
3
in case a strike continues for a long time, it helps the members to stay united by offering the required financial assistance
4
it restricts outsider interference like that of political leaders and helps maintain friendly relations with the management

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