The term "Grameen Credit Score", recently seen in the news, refers to:
1
A credit rating system for rural individuals and Self-Help Groups (SHGs) to improve financial inclusion.
2
A government-backed initiative to assess the creditworthiness of urban salaried professionals.
3
A microfinance scheme providing direct cash transfers to rural borrowers without collateral.
4
A new RBI directive mandating commercial banks to offer credit to all small businesses at subsidized rates.