Teaching DSSSB PGT Mock Test 2025 Banking and Financial Awareness Banking Act or Policies

Which among the following can be the reason/reasons for NPA?
  1. Macroeconomic situations
  2. Increased interest rate
  3. Willful Defaulting

Choose the correct code from the options given.

1
1 and 2 only
2
1 and 3 only
3
2 and 3 only
4
1,2 and 3
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