Which of the following points are related with 'Paradox of Thrift'.

1
Paradox of thrift refers to a situation in which people tend to save more money, thereby leading to a fall in the savings of the economy as a whole
2
When everyone increases his/her saving - income proportion i.e. MPS (s), then, the aggregate demand will fall as consumption decreases.
3
This concept was suggested by Keynes wherein increased saving at individual levels will gradually lead to the slowdown of economy in terms of circular flow of income. 
4
All of the above

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