Pradhan Mantri Jan-Dhan Yojana (PMJDY) was launched based upon which of the following pillars?
1. Universal access to banking services.
2. Basic savings bank accounts with an overdraft facility.
3. Financial Literacy Program.
4. Creation of Credit Guarantee Fund.
Select the correct answer by using the codes given below.
1
1 and 2 only
2
3 and 4 only
3
1, 2 and 4 only
4
1, 2, 3 and 4