Which of the following is NOT a new guideline for credit and debit card users given by Reserve Bank of India in October 2020?

1
None of the card users will have an option to opt-in or opt-out of services on their credit/debit cards.
2
All new credit and debit cards issued by the banks will be only enabled for domestic transactions at ATMs and point of sale (PoS) terminals.
3
The RBI has asked all the banks to disable online payments for all those debit and credit cards which have never been used for online or contactless transactions.
4
The RBI said that the debit card and credit card users from now on are allowed to set up their own transaction limits.

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