According to the Section 87 of the NI Act, 1881, which of the following is not a example of Material Alteration?

1
Change of bank at which the instrument is payable.
2
A bill of Rs.1000 is changes into a bill of Rs.15000.
3
A bill of Rs.5000 accepted payable without interest is change into a bill accepted with interest @2% per month 
4
Crossing of an uncrossed cheque or conversion of general into special crossing. 

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