Which of the following is true regarding the ombudsman scheme for NBFC?

1
Banking Ombudsman is a quasi-judicial authority
2
The NBFC Ombudsman Scheme is being introduced under Section 45 L of the Reserve Bank of India Act, 1934
3
Ombudsman scheme is already in place for Commercial and Public Sector Banks
4
Before 2018, there was no ombudsman scheme for complaints against NBFCs
5
All of the above

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