Which of the following points is/are "correct" with respect to the recent step taken by the Reserve Bank of India (RBI) in September 2023?

A) RBI sanctioned the Scheme of amalgamation of The Sahebrao Deshmukh Co-operative Bank Ltd., Mumbai, Maharashtra with The Cosmos Co-operative Bank Limited, Pune, Maharashtra.

B) RBI imposed a monetary Penalty on the State Bank of India (Rs 1.30 Crore), Indian Bank (Rs 1.62 crore), and Bank of Baroda (Rs 2 crore).

C) RBI also imposed a penalty of Rs 8.80 Lakh on Fedbank Financial Services Limited, a Non- Banking Financial Company (NBFC) in Mumbai, Maharashtra.