Which of the following statements are correct regarding RBI’s recent regulatory measures on consumer credit exposure?
- Risk weights for consumer credit exposure of commercial banks have been increased by 25 percentage points.
- NBFCs’ loan exposure in retail loans now carries a risk weight of 125%.
- Loans secured by gold jewelry for commercial banks remain unaffected by the revised risk weights.
1
Only 1
2
Only 1 and 3
3
Only 2
4
Only 2 and 3
5
All of the above