From July 1, 2024, all credit card payments through third-party apps must be processed via which system, as mandated by the Reserve Bank of India (RBI)?

1
Unified Payments Interface (UPI)
2
National Electronic Funds Transfer (NEFT)
3
Bharat Bill Payment System (BBPS)
4
Real Time Gross Settlement (RTGS)
5
Both 1 and 2

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