Which of the following correctly represents the unique features of the Credit Guarantee Scheme for Micro & Small Enterprises (CGTMSE) in ensuring financial support for MSEs?
1
100% coverage for retail trade activity
2
Excludes non-fund-based credit facilities
3
Provides up to 85% guarantee cover for loans to women entrepreneurs
4
Limited to Rs. 50 lakh for all regions
5
Requires third-party collateral for all loans