The National Payments Corporation of India (NPCI) has incorporated which of the following as a wholly-owned subsidiary, now known as NPCI-BHIM Services Ltd (NBSL)?

1
Bharat Bill Payment System (BBPS)
2
Unified Payments Interface (UPI)
3
Bharat Interface for Money (BHIM)
4
RuPay
5
National Electronic Toll Collection (NETC)

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