Direction: In each of the following question, statement is given followed by two conclusions numbered I and II. You have to consider the statement to be true, even it seems to be at variance from commonly known facts. You are to decide which of the following conclusions can be drawn definitely from the given statement.

Statement: Integration of technology platforms is the key challenge for the merger of bank even as the government has selected the merger partners based on their IT compatibilities instead of geographic reach. Harmonizing human resource issues will be another key aspect of these mergers of bank, as was seen in the past.

Conclusion:

I. Banks will take more than a year to settle with the changes in the systems and processes.

II. Dealing with the merger challenges of Tech and HR is going to be a mammoth task for the banks.