Which of the following is not a part of criteria laid down by RBI for NPA?

1
Interest on loan remains overdue for a period of 90 days
2
Interest on loan taken for a long-duration agricultural crop remains unpaid for one crop season
3
Interest on loan taken for a short duration agricultural crop remains unpaid for two crop seasons.
4
Interest on loan taken to purchase personal asset remains overdue for 60 days
5
None of the above

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