According to the latest release by the RBI, the value of the Financial Inclusion Index (FI Index) for March 2022 stands at 56.5 vis-à-vis 53.9 in March 2021, with growth witnessed across all the sub-indices. According to RBI which of the following is the biggest threat to the Indian Economy?

1
Increased NPA
2
Declining Growth
3
Credit growth
4
Debt growth
5
Declining GDP

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