Comprehension Passage
National Payments Corporation of India (NPCI) has developed the National Electronic Toll Collection (NETC) program to meet the electronic tolling requirements of the Indian market. It offers an interoperable nationwide toll payment solution including clearing house services for settlement and dispute management. Interoperability, as it applies to the National Electronic Toll Collection (NETC) system, encompasses a common set of processes, business rules, and technical specifications that enable a customer to use their FASTag as payment mode on any of the toll plazas irrespective of who has acquired the toll plaza.

Which of the following services are offered by the National Payments Corporation of India (NPCI)?
I. Bharat Bill Payment System
II. Immediate Mobile Payment Services
III. RuPay Cards
IV. National Automated Clearing House

1
I, II, III, and IV
2
I, II, III only
3
I, III only
4
I, III, IV only 
5
III only

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