Directions: In the following question, two statements are given with some words in bold. Which of the following pairs of bold words must be interchanged to make both sentences grammatically correct?

a. NPA is nothing but a credit facility recognized(A) by bankers in respect of which the interest(B) has remained past due(C) for a specified period of time, which is generally 90 days.
b. It is widely extended(D) that judicial independence is an important prerequisite(E) in the making of a successful(F) democracy.