Under what conditions is gratuity payable to an employee according to the Payment of Gratuity Act, 1972?

1
 Gratuity is payable only upon the employee's retirement after five years of service.
2
Gratuity is payable upon termination of employment after five years of continuous service, including superannuation, retirement, resignation, death, or disablement.
3
Gratuity is always payable regardless of the length of service.
4
Gratuity is payable only in cases of resignation or retirement, regardless of the length of service.

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