In a condition where A files a suit against B for Rs. 50,000, claiming it as due, and B counters by claiming that A owes him Rs. 20,000, what legal action can B take to address the debt claim?

1
File a separate lawsuit against A for the Rs. 20,000 debt.
2
Ignore the claim and focus on defending against A's lawsuit.
3
File a set-off claim along with the written statement in response to A's plaint.
4
Request mediation to resolve the dispute amicably.

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