Sequence the major recent reforms and issues in the Indian banking system:

(A) Introduction of private banks
(B) Consolidation of public sector banks
(C) Digital banking and fintech developments
(D) Privatization of public sector banks

Choose the correct answer from the options given below:

1
 (B), (A), (D), (C)
2
(D), (C), (B), (A)
3
(C), (D), (A), (B)
4
(A), (B), (C), (D)

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