Identify the two factors that need to be considered while calculating Human Life Value (H.L.V.).
1
Net-Earnings of the Bread-Winner and Number of Family Members.
2
Net-Earnings of the Bread-Winner and Annual Rate-of-Interest
3
Net Earnings of the Bread-Winner and His or Her Job-Type.
4
Net Earnings of the Bread-Winner and Insurance-Purchased
5
Net Earnings of the Bread-Winner and Number of Offspring.