Mr. Nimesh bought a 20-Year Unit-Linked Insurance Plan (U.L.I.P.). In the Event: Mr. Nimesh dies, Within the Policy-Term, Which of the Following, will be paid?

1
Surrender-Value will be paid.
2
Premiums paid will be Returned, After Deducting the Dues.
3
Lower of Sum-Assured or Fund-Value will be paid.
4
Higher of Sum-Assured or Fund-Value will be paid. 
5
Premiums paid will be Returned, After Adding the Dues.

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