Which of the following statements is correct regarding the recent expansion of UPI's functionality by the Reserve Bank of India (RBI)?
1
UPI can now be used to access pre-sanctioned credit lines from Small Finance Banks (SFBs).
2
UPI transactions are now limited to savings and current accounts only.
3
RBI has restricted UPI usage for credit card payments.
4
Only Payment Banks can offer pre-sanctioned credit lines via UPI.
5
UPI cannot be used for transactions involving overdraft accounts.