Consider the following statements regarding institutional arrangements and payment mechanisms for MSMEs:

  1. Public sector banks are advised to open specialized MSME branches to provide focused banking services.
  2. The provisions of the Interest on Delayed Payments to MSMEs Act mandate payment to suppliers within 30 days from the date of acceptance.
  3. The cluster approach ensures credit linkages for MSMEs located within identified clusters.

Which of the above statements is/are correct?

1
1 and 2 only
2
2 and 3 only
3
1 and 3 only
4
3 only
5
1, 2, and 3

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