In the following passage some words have been deleted. Fill in the blanks with the help of the alternatives given. Select the most appropriate option for each blank.

The digital lending sector has__(A)__into spotlight because of the proliferation of __(B)__lending practices. The calls to closely scrutinize the companies and NBFCs providing these loans should be __(C)__. Illegal operations, lending in absence of adequate licenses, must be squashed.  A broader concern emerging from lenders collecting phone contacts is infringement of borrower's privacy. The standard practice when providing unsecured loans through apps is asking permission for number of personal data points such as the phone's location, camera and microphone. In our analysis, more than half the apps read user's text messages and four of them requested __(D)__ record audio. __(E)__ these excessive data demands, all the apps studied have more than five lakh installs. Apps use these data points not only for debt recovery, but also to make decision on whether to provide the applicant a loan; and the price at which to provide it.