Select the option that expresses the given sentence in direct speech.  

The officer asked the accountant why the accounts had not been reconciled.

1
The officer said to the accountant, “Why the accounts have not been reconciled?” 
2
The officer said to the accountant, “Why have the accounts not being reconciled?” 
3
The officer said to the accountant, “Why have the accounts not been reconciled?” 
4
The officer said to the accountant, “Why the accounts had not been reconciled?” 

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