A bank offered a unique loan to Abhay of 10 years, wherein the rate of interest for the first 2 years is 8%, that for the next 5 years is 12%, and that for beyond 7 years is 15%. If the amount that Abhay paid back to the bank was ₹1,87,850 in total, then the amount that he received as loan was:

1
₹ 95,000
2
₹ 85,000
3
₹ 84,560
4
₹ 93,000

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