Direction: In the question below are given a statement followed by two courses of action numbered I and II. A course of action is a step or administrative decision to be taken for improvement, follow-up or further action in regard to the problem, policy, etc. On the basis of the information given in the statement to be true, then decide which of the suggested courses of action logically follow(s) for pursuing.

Statement: Many private sector banks have reduced interest rate on housing loans in comparison to public sector banks.

Courses of action:

I. Public sector banks should explore new avenues in financial sector and try to establish their monopoly in these avenues and they should provide maximum possible and unique benefit to the customers.

II. The public sector banks should advertise their special feature repeatedly so that they do not lose their future customers.