In a business dealing, A owes B Rs. 20,000 payable after 5 years, whereas B owes A Rs. 12,000 payable after 4 years. They want to settle it now at the rate of 5% simple interest. Who gives how much money in this settlement ? 

1
Both are at par 
2
B gives Rs. 6,000 to A 
3
A gives Rs. 6,000 to B  
4
A gives Rs. 4,000 to B

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