If the income of Neha is 5% more than that of Monica, then the income of Monica is what percentage less than that of Neha?

1
\(4\frac{5}{21}\)%
2
\(4\frac{13}{21}\)%
3
\(4\frac{11}{21}\)%
4
\(4\frac{16}{21}\)%

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