Directions: In each of the following question, statement is given followed by two conclusions numbered I and II. You have to consider the statement to be true, even if it seems to be at variance from commonly known facts. You are to decide which of the given conclusions can be drawn definitely from the given statement.

Statement: Incidents of digital payment frauds have increased with time.

Conclusions:

I.Digital transactions are highly unsafe.

II.There might have been an increase in the volume of digital transactions.