Directions: Read the passage given below and choose the correct option.

Passage: Investors today have more investment options than were available just a few years ago. Choice in any decision making is good in so far it provides a variety of differentiation and benchmarking. It could also, however, at times lead to clutter and "noise" if the options are mostly similar and undifferentiated. To make sense of this choice conundrum, it is imperative for an investor to define the objective both returns and digestible risk and then identify the possible options. The investor also needs to select the mix and regularly monitor that objectives and investment outcomes remain aligned. Sounds simple, but can present the most confounding situations which multiply with the quantum of wealth. 

Present-day investors need to use their judgement more critically before investing.