Which of the following statements regarding the recent expansion of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) for senior citizens is incorrect?

1
Senior citizens aged 70 and above, irrespective of income, are now eligible for health coverage under the AB PM-JAY.
2
Senior citizens already covered under AB PM-JAY will receive an additional top-up cover of ₹5 lakh per year, which is shared with other family members.
3
Senior citizens under private health insurance policies or Employees’ State Insurance schemes can also avail benefits under AB PM-JAY.
4
Senior citizens already benefiting from public health insurance schemes such as CGHS or ECHS can choose between their existing scheme or opt for AB PM-JAY.

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