Which of the following are the Finance Related Problems of the MSME Sector?

1. Absence of viable credit providers

2. Absence of credit products and schemes

3. Delayed payments leading to a persistent crunch in working capital

Select the correct answer using the code given below.

1
1 and 2 only
2
2 and 3 only
3
1 and 3 only
4
1, 2 and 3

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