Pradhan Mantri Jan Dhan Yojana (PMJDY) is a financial inclusion program initiated by the Government of India. Which of the following statements accurately describes the primary objective of PMJDY?

1
Providing universal health coverage to all citizens of India.
2
Ensuring access to clean drinking water and sanitation facilities for all. 
3
Promoting digital literacy and technology adoption in rural areas. 
4
Facilitating access to banking services and financial inclusion for all households.

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