Which of the following financial schemes was launched in 2014, to provide universal access to banking facilities to the Indian people?

1
Pradhan Mantri Mudra Yojana (PMMY)
2
Pradhan Mantri Jan Dhan Yojana (PMJDY)
3
Stand Up India
4
Pradhan Mantri Fasal Bima Yojana (PMFBY)

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