___________ is an umbrella organization for operating retail payments and settlement systems in India, an initiative of the Reserve Bank of India (RBI) and the Indian Bank's Association (IBA) under the provisions of the Payment and Settlement Systems Act, 2007.

1
New Payments Corporation of India
2
National Payments Company of India
3
National Payments Corporation of India
4
More than one of the above
5
None of the above

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